Privacy Policy

1. Information We Collect

We collect information you provide directly to us, including:

• Personal Information: Name, email, phone number, address, date of birth, Social Security Number
• Financial Information: Income, assets, liabilities, credit history, bank statements
• Property Information: Property addresses, purchase prices, renovation budgets
• Business Information: Entity names, EIN, business financial statements
• Documents: ID verification, tax returns, property documents

2. How We Use Your Information

We use collected information to:

• Process and evaluate loan applications
• Verify your identity and prevent fraud
• Communicate with you about your application or account
• Provide customer support
• Send marketing communications (with your consent)
• Comply with legal and regulatory requirements
• Improve our services and user experience

3. Information Sharing

We may share your information with:

• Service Providers: Third parties that help us process applications, verify information, and service loans
• Credit Bureaus: To verify credit history and report loan performance
• Investors: Parties who may fund or purchase your loan (with aggregated or anonymized data)
• Legal Authorities: When required by law or to protect our rights
• Business Transfers: In connection with a merger, acquisition, or sale of assets

4. Data Security

We implement industry-standard security measures to protect your information, including:

5. Your Rights

You have the right to:

• Access the personal information we hold about you
• Request correction of inaccurate information
• Request deletion of your information (subject to legal requirements)
• Opt-out of marketing communications
• Request a copy of your data in a portable format

6. Cookies and Tracking

We use cookies and similar technologies to enhance your experience, analyze usage, and assist in marketing efforts. You can manage cookie preferences through your browser settings. Types of cookies we use:

• Essential Cookies: Required for basic site functionality
• Analytics Cookies: Help us understand how visitors use our site
• Marketing Cookies: Used to deliver relevant advertisements

7. Data Retention

We retain your information for as long as necessary to provide our services and comply with legal obligations. Loan-related information is typically retained for 7 years after the loan is paid off or application is declined, in accordance with regulatory requirements.

8. Children's Privacy

Our services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from children.

9. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new policy on this page and updating the "Last updated" date.

10. Contact Us

If you have questions about this Privacy Policy or wish to exercise your rights, please contact us: