Terms of Service

1. Acceptance of Terms

By accessing and using the 1a8h Loan Investors LLC website and services, you accept and agree to be bound by the terms and provisions of this agreement. If you do not agree to abide by these terms, please do not use this service.

2. Description of Service

1a8h Loan Investors LLC provides an online platform for real estate loan applications, information about loan products, and related financial services. Our services include but are not limited to:

• Fix & Flip loan applications and processing
• Commercial bridge loan applications and processing
• Multifamily bridge loan applications and processing
• Loan calculators and estimation tools
• Document upload and management
• Account management and loan tracking

3. User Responsibilities

As a user of our services, you agree to:

• Provide accurate, current, and complete information during registration and loan applications
• Maintain the security of your account credentials
• Notify us immediately of any unauthorized use of your account
• Not use the service for any unlawful purpose
• Not attempt to gain unauthorized access to any portion of the service

4. Loan Applications

Submitting a loan application does not guarantee approval. All applications are subject to review, underwriting, and approval based on our lending criteria. We reserve the right to:

• Request additional documentation at any time
• Modify or decline any application
• Adjust terms based on underwriting findings
• Require third-party verifications

5. Interest Rates and Fees

Interest rates, fees, and terms displayed on our website are for informational purposes only and may vary based on individual circumstances. Final rates and terms will be provided in your loan agreement. All rates are subject to change without notice.

6. Privacy and Data Protection

Your use of our services is also governed by our Privacy Policy. By using our services, you consent to the collection, use, and sharing of your information as described in our Privacy Policy.

7. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of 1a8h Loan Investors LLC or its content suppliers and is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

8. Limitation of Liability

1a8h Loan Investors LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use our services. Our total liability shall not exceed the amount paid by you, if any, for accessing our services.

9. Indemnification

You agree to indemnify and hold harmless 1a8h Loan Investors LLC and its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of the service or violation of these terms.

10. Modifications to Terms

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting to the website. Your continued use of the service following any changes constitutes acceptance of the new terms.

11. Governing Law

These terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions. Any disputes arising under these terms shall be resolved in the courts located in New York County, New York.

12. Contact Information

If you have any questions about these Terms of Service, please contact us at: